Modern Remodeling MD

Remodel, Rebuild, Restore

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5020 Campbell Blvd STE B, Nottingham, MD 21236
Tel. 410-569-1732 · 24/7 Emergency Services

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Jack of All, Master of None

March 27, 2017 By Modern Remodeling

As a general contractor, we often advertise ourselves as a one-stop shop of sorts for customers. This is because we can do everything from a full kitchen or bath remodel, exterior work like new roof or siding, decking and porticoes to full restoration services for after a fire or water loss. That doesn’t mean, however, that we’re a jack of all trades and master of none. You see, within our company, we have people who specialize in each individual field.

The benefit of being an established company with over 26-years of experience is that we are able to hire the most skilled individuals in each field. We have project managers that just work within storm damage insurance claims and project managers that only work on large losses. We have those who specialize in retail and those who work behind the scenes with the project managers on the coordination of each job trade.

Getting the Best Service…

By structuring our business this way, our team is able to fully master their trade. The complexities on a fire rebuild will be vastly different than that of a retail kitchen. It doesn’t make sense to have one person try to master both. It would be like having your general practitioner perform surgery in place of an actual surgeon just because he went to medical school.

When you work with a general contractor, be sure to bring up this point. Many companies have the same project managers writing retail estimates, working on hail claims, and also working on water losses. No one can do it all well and you are better off working with someone who specializes in the service you are looking to have done. This ensure you are truly getting the best possible service.

Filed Under: Fire Damage, Gutters, Hail Damage, Restoration, Roofing, Storm Damage, Uncategorized, Water Damage, Wind Damage Tagged With: fire loss, general contractor, hail damage, insurance claim, large loss, storm damage, water loss

Is Wind Damage Really Covered by Insurance?

November 21, 2016 By Modern Remodeling

How to fix your Roof

shingles-on-ground

Unlike a water loss where damage is evident, wind damage doesn’t always appear to be a big deal. Most homeowners that call us expect to pay out-of-pocket for their repairs because it is only a few shingles that came off or one piece of siding. We almost always encourage those homeowners to file an insurance claim for wind damage and here is why…

Your premium won’t go up

Just like hail damage or if a tree hit your roof, wind damage is not only covered by your insurance company but it will not cause your premiums to rise. This is due to the fact that these types of claims are considered to be an “Act of God,” meaning the homeowner is not at fault. If your son accidentally left the sink running and it floods the upstairs bathroom, that is a preventable claim. With wind damage, there is nothing a homeowner could have done to be more proactive or prevent damage from occurring. Why pay out-of-pocket when you already pay for your insurance?

Wind

Think the repair cost will be less than your deductible? Think again…

Wind damage often looks unassuming. After all, how hard can it be to nail back one or two shingles or refasten a piece of siding? The truth is, the cost of even a minor repair can be expensive, typically costing anywhere from $800-$2k depending. You want to be sure to use a properly licensed, insured and experienced contractor and you always get what you pay for. You could cost yourself more in the long run by cutting corners or working with the wrong contractor just to save a few bucks.

Why repair when you can replace? 

Even more to consider, roofs most susceptible to wind damage are older ones with 3-tab shingles. These roofs do not hold repairs and patches well as they are just older and weaker. The money you spend on repairs every year will far outweigh the cost of your deductible, which you would only pay once and have peace of mind for the next 25-years (50-years if you upgrade to an HD shingle).

windsiding

It seems silly to keep repairing something when for the same amount of money you could completely replace your roof. This is the most economical option long-term and truly the smartest. Wind damage is not something to underestimate. Unsure if you have damage? Considering filing an insurance claim? Contact us or give us a call at 410-569-1732. We are happy to explain the insurance process or give you our professional opinion!

Filed Under: Roofing, Storm Damage, Wind Damage

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5020 Campbell Blvd STE B, Nottingham, MD 21236  ·  Tel. 410-569-1732  ·  Fax 410-497-9327
MD License #83702 ·  Class A License # 2705 049384A ·   Serving the D.C. Metro area

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