Modern Remodeling MD

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5020 Campbell Blvd STE B, Nottingham, MD 21236
Tel. 410-569-1732 · 24/7 Emergency Services

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Who to Call After a Minor Loss is Not Always Clear

July 27, 2016 By Modern Remodeling

ceiling

After a major loss, most homeowners know they need to immediately call their agent but what next? The first step to remediation is obvious; get the water out of the basement or tarp the hole in the roof. But what about the minor losses? The first step can be a lot less clear. Should you call your agent and file a claim? Is this even an insurance matter? Should you call a plumber or a roofer and risk paying a large amount out of pocket? We recently had a customer in this exact situation.

Her garage roof was nearly collapsed in after a recent string of severe storms. There were no obvious signs of water damage but the ceiling in the garage was cracked and almost hanging off. She was not sure what to do. Her agent said insurance wouldn’t cover the damage in every situation, i.e. old age but it would be covered if it was damaged from the storm. Since there were no signs of water damage and the homeowner had only recently moved into the home, she really wasn’t sure and didn’t want to file a claim unnecessarily.

When she purchased the home, the seller gave her a series of warranties. Thinking maybe one of the contractors who worked on the home might have a better idea, she called. It turns out, she could not claim this as a warranty issue because warranties only cover a craftsmanship issue and or a manufacturer defect. Once again, not truly knowing the source of the problem made it extremely difficult to know which next steps were the best. The homeowner did not want to pay a repair fee out of pocket if the contractor came out and deemed it not to be a problem in craftsmanship.

Luckily, for this homeowner her agent referred her to us, a general contractor. We’re kind of a one-stop shop when it comes to residential losses of any size. Most contractors specialize in one thing albeit minor handyman work, roofing, painting, flooring, ect. A general contractor specializes in all of this which is a true benefit to the homeowner as they’ll never have to research and schedule a million different trades for their project. We do all the work under our company so the quality of work remains the same. We were able to come out and asses the garage damage, not only find the source but also do the repairs. The homeowner did not have to worry about paying a service fee to a contractor who may only specialize in drywall and the damage be a storm related issue, therefore still needing to pay someone else to come out.

Furthermore, even if the other contractor could assess the damage, he may not be familiar with residential insurance claims as most are not. It expedites the process if the contractor doing the repairs uses Xactimate, the estimating software insurance adjusters use and understands how insurance work is done as it differs drastically from retail. Directing your homeowner to the right person after a loss is one of the most overlooked yet important steps for both major and minor losses.

 

Filed Under: Restoration, Storm Damage, Water Damage, Wind Damage

Find Out Why Hundreds of Your Neighbors Have Called Us…

July 18, 2016 By Modern Remodeling

Hail that hit Rockville
Hail that hit Rockville

245 homeowners in the Potomac area have used our help in getting their roofs approved by insurance. Not sure what I am talking about? On May 2nd, there was a severe storm that had significant sized hail, roughly 1.5″-2.5″ inches. Hail this size can greatly damage your roof, siding, gutters and downspouts, so much so that insurance companies pay to repair credible damage. Modern Remodeling, Inc. has over 25-years in the residential insurance claims industry. We are Haag certified and a GAF Master Elite Contractor, credentials that make us highly qualified to handle your claim.

jobsign

In fact, you may have seen our job signs in your neighbor’s yards. Each job sign represents a homeowner who has decided to work with Modern Remodeling, Inc. to help with their insurance claim and do the repairs. To find a job near you, just call our office and we’ll be happy to recommend one for you to see our work or speak with a current customer. Out of the hundreds on homeowners we have worked with just in the Potomac area, almost every single one has been approved by insurance. Insurance companies respect our credentials but also, we are honest with homeowners when our free inspections show no signs of hail damage. YardSigns

Our free inspections take only 15-minutes and can ensure your home has no damage in an area where it is highly likely it may have suffered some from the May 2nd storm. After a claim is approved by insurance, Modern Remodeling, Inc. will do your repairs in 2-weeks or less, so you never have to wait and damage is not made worse. Trust the company hundreds of your neighbors are using and contact us today to set up your free inspection!.

BeforeBestFront

(Before and after pictures of a home completely covered by insurance for hail damage)

 

Filed Under: Gutters, Hail Damage, Restoration, Roofing, Storm Damage Tagged With: hail damage, insurance claim, modern remodeling inc, rockville hail

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5020 Campbell Blvd STE B, Nottingham, MD 21236  ·  Tel. 410-569-1732  ·  Fax 410-497-9327
MD License #83702 ·  Class A License # 2705 049384A ·   Serving the D.C. Metro area

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