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5020 Campbell Blvd STE B, Nottingham, MD 21236
Tel. 410-569-1732 · 24/7 Emergency Services

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A Leaking Roof Doesn’t Always Mean Trouble

January 23, 2017 By Modern Remodeling

When a homeowner calls us about a roof leak, we always ask the same few questions to try and determine what kind because not every leak is a problem. Of course, roof leaks are always inconvenient but they are not always signs of a larger issue of say missing shingles or an unsealed vent. A very common type of leak is from wind driven rain.  We often get perplexed customers wondering why they are getting leaks after a mild storm when there were no previous issues or red flags. Your roof has been in perfectly fine condition for years, but one day you suddenly notice a damp spot forming on the ceiling. A calm rain occurred a few days ago, but why now?

The answer; wind driven rain.

What does that mean? Wind driven rain is rain propelled by wind and it often blows horizontally. This may create water intrusion that would otherwise be impossible at a regular rainfall angle. Even though the storm might have seemed like a gentle rain, the wind was still likely causing it to blow into the crevices of your roof. Your roof is designed to shed water downward, not from the side. A wind driven rain at the perfect angle can create leaks your roofing system isn’t designed to prevent like in the picture below.

You most likely have a leak caused by wind driven rain if your roof does not leak in every rain storm. If you had a true problem with your flashing or shingles, it would leak every time and it would most likely leak in the same spot too. If you are not sure, you can always give us a call! We are happy to give our opinion or even come out and take a look. Wind driven rain is not usually something to worry about as it is rare and not an indicator of a bigger problem in you roofing system.

 

Filed Under: Roofing, Storm Damage, Uncategorized, Water Damage

Is Wind Damage Really Covered by Insurance?

November 21, 2016 By Modern Remodeling

How to fix your Roof

shingles-on-ground

Unlike a water loss where damage is evident, wind damage doesn’t always appear to be a big deal. Most homeowners that call us expect to pay out-of-pocket for their repairs because it is only a few shingles that came off or one piece of siding. We almost always encourage those homeowners to file an insurance claim for wind damage and here is why…

Your premium won’t go up

Just like hail damage or if a tree hit your roof, wind damage is not only covered by your insurance company but it will not cause your premiums to rise. This is due to the fact that these types of claims are considered to be an “Act of God,” meaning the homeowner is not at fault. If your son accidentally left the sink running and it floods the upstairs bathroom, that is a preventable claim. With wind damage, there is nothing a homeowner could have done to be more proactive or prevent damage from occurring. Why pay out-of-pocket when you already pay for your insurance?

Wind

Think the repair cost will be less than your deductible? Think again…

Wind damage often looks unassuming. After all, how hard can it be to nail back one or two shingles or refasten a piece of siding? The truth is, the cost of even a minor repair can be expensive, typically costing anywhere from $800-$2k depending. You want to be sure to use a properly licensed, insured and experienced contractor and you always get what you pay for. You could cost yourself more in the long run by cutting corners or working with the wrong contractor just to save a few bucks.

Why repair when you can replace? 

Even more to consider, roofs most susceptible to wind damage are older ones with 3-tab shingles. These roofs do not hold repairs and patches well as they are just older and weaker. The money you spend on repairs every year will far outweigh the cost of your deductible, which you would only pay once and have peace of mind for the next 25-years (50-years if you upgrade to an HD shingle).

windsiding

It seems silly to keep repairing something when for the same amount of money you could completely replace your roof. This is the most economical option long-term and truly the smartest. Wind damage is not something to underestimate. Unsure if you have damage? Considering filing an insurance claim? Contact us or give us a call at 410-569-1732. We are happy to explain the insurance process or give you our professional opinion!

Filed Under: Roofing, Storm Damage, Wind Damage

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5020 Campbell Blvd STE B, Nottingham, MD 21236  ·  Tel. 410-569-1732  ·  Fax 410-497-9327
MD License #83702 ·  Class A License # 2705 049384A ·   Serving the D.C. Metro area

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